BM Finance OS sits read-only on top of Tally Prime and runs GST, TDS, PF/ESI, MCA and labour compliance for every company in the group. AI prepares each filing; your accountants, chartered accountants and auditors approve what goes out — and the CFO finally sees one honest dashboard.
Group health
91/100
HealthyOpen work
18
Across 10 entities
ITC at risk
₹8.42L
12 exceptions
Entity compliance map
GST · TDS · PF/ESI · MCA · Labour
What needs attention this week?
Reconciled against Tally books · 847 invoices in 3m 41s
10–50 entities
architected for the whole holding
7 statutory modules
GST, TDS, PF/ESI, MCA, labour & more
60%+ prep time saved
AI drafts, your team decides
₹5–15L penalties
exposed before they land, not after
Tuned to India's 2026 rulebook
Every rule in the engines maps to a Section, Rule, Notification or Circular — the regulatory knowledge base cites its sources on every answer, and rate or threshold changes flow into obligations within days of the gazette.
Who it's for
Compliance in a group is a relay between the companies, the finance office, the CA firm and the auditor. Each runs on the same data, the same tasks and the same audit trail — scoped to exactly what they should see.
Groups of companies
The CFO and the board stop relying on WhatsApp status updates. Compliance becomes a number you can track, drill into and act on.
Finance & compliance teams
Accountants keep posting in Tally exactly as before. The system pulls the books, prepares the drafts and surfaces only what needs a human.
Chartered Accountant firms
The Practice Edition is built for CA firms managing multiple holdings: strict per-group isolation, shared methodology, and the grunt work automated.
External auditors
Statutory, tax and internal auditors get exactly what they asked for — through links that expire, watermarks that stick, and zero email attachments.
The modules
Every module shares the same entities, access model, task engine and audit trail — so exceptions never disappear between tools, and one login covers the group.
From auto-pulled GSTR-2B to a filed return, the whole monthly cycle — reconciled before it is prepared, because from 2026 the portal will not let you fix it later.
Every vendor payment checked against the Income Tax Act, 2025 — sections identified by AI, credits reconciled against what the department already knows.
Contribution computation under the new Labour Code wage definition — with the thresholds, headcounts and contribution periods the portals audit you on.
Annual filings, directors and registers for every company in the group — tracked against the Corporate Laws (Amendment) Bill, 2026, not the 2013 status quo.
Professional tax, minimum wages and registrations differ by state — and the Labour Code transition differs by state too. Both tracks run side by side.
A 365-day calendar generated per entity from its type, statutes and state — with the workflow discipline that stops anything being filed out of order.
Invoices, challans, notices and board papers — classified on arrival, extracted to structured data, and linked to the task they belong to.
The requested-by-client list stops being an email chain. Auditors ask in their words; the system finds, packages and ships the evidence.
Multi-entity intelligence
Ten companies are not ten subscriptions. Cross-entity risk, credit, pricing and deadlines only make sense at the holding level — this is where BM Finance OS earns its name.
Every ru lent, sold, allocated or invoiced between group entities — flagged for classification and matched on both sides.
Where credit is generated, where it is stuck and which vendor is blocking it — ITC leakage across a group runs to ₹lakhs a quarter.
Related-party transactions in one view with arm's-length deviation flags and §92 documentation kept current.
One weighted number for the holding, drillable to entity → module → task in three clicks.
Advance-tax planning across entities with inter-corporate dividends, loss set-off and MAT credit factored in.
Directors on five boards, one place: KYC status, disclosures and meeting attendance across the group.
Flags when an entity crosses a threshold that changes its obligations — small-company status, CSR applicability, QRMP eligibility.
A new circular is assessed against all your entities overnight and becomes action items where it bites.
Inter-company flows · this quarter
Detected from the Tally mirror, continuously
BM Textiles → Aravali Foods
₹2.41 Cr
Job work · both sides matched
Northstar Retail → Orbit Services
₹89 L
Management fee · TP flag
Orbit Services → BM Textiles
₹12.6 L
Loan · §186 entry test pending
The AI layer
Confidence-gated outputs, cost-metered calls, an evaluation harness over every extraction — and learning that is siloed per holding, never shared across clients.
Routes every trigger — calendar, document, portal — by deadline and penalty risk.
Classifies and extracts from any PDF, scan or email, into structured fields.
2B ↔ books, 26AS ↔ TDS, bank ↔ books; flags any mismatch above ₹10,000.
Builds portal-ready return JSON and ECR files — and stops at Ready for Review.
Reads GST/IT/MCA/PF notices into authority, demand, section and deadline.
Maps an auditor's phrasing to the documents that actually answer it.
Answers compliance questions with Section and Circular citations — or says it can't.
Scores every entity continuously on filings, gaps, notices and exposure.
A standing virtual CFO for cash-flow, tax and working-capital questions.
Fully autonomous
AI prepares, human approves
Never without a human
Every agent cites its sources, reports its confidence, and escalates rather than guesses. Every consequential action — approval, filing, payment — stays with a named human, and the audit trail records both the AI's work and the person who accepted it.
Integrations
A signed, lightweight agent installs on the Tally machine and mirrors companies, ledgers and vouchers over HTTPS — read-only, HMAC-authenticated, with sync health on every entity. Statutory data flows both ways with the government portals, and an export that re-materialises your books in Tally format is always one click away. We never hold your data hostage.
Read-only HTTP-XML mirror via the signed on-prem agent
GSTR-2B pull, filing status, ITC ledger, e-invoice IRN
26AS and AIS auto-download each quarter
AOC-4 / MGT-7 pre-fill and filing status
ECR upload, challans, member KYC status
Statements pulled under the RBI-regulated AA framework
The monthly GST cycle, automated
Day 1–7
The on-prem agent pushes vouchers and masters — accountants notice nothing.
Day 8–10
Sales classified, HSN codes validated, draft ready for review.
Day 11
Accountant approves; the filing agent submits with human authorization.
Day 14
Auto-fetched from GSTN the moment it is available.
Day 14–16
Fuzzy matching against books; mismatches become vendor emails and tasks.
Day 17
Output tax, reconciled ITC and RCM computed to the rupee.
Day 18–19
Accountant then senior review, both inside the workflow.
Day 20
Challan linked, task closed, audit trail complete.
Control is a product feature
Compliance software that cannot prove who saw what, when — is a liability, not a control. Access follows the holding, the role and the assignment; AI keys are sealed; auditor access expires on schedule; and the audit trail is append-only.
Pricing
Every module on every plan — the entity count is the only lever. Preventing two or three penalty incidents a year typically covers the subscription.
1 holding · up to 5 entities · 10 users
1 holding · up to 10 entities · 25 users
15+ entities · unlimited users
For chartered accountancy firms managing several client groups — per-group pricing with volume discounts from the tenth holding.
Additional entities: ₹10,000–15,000 / entity / month
Straight answers
The platform is deliberately honest about the line between intelligent preparation and statutory action — here is where that line sits.
No. Tally Prime remains your system of record. A signed on-prem agent mirrors companies, ledgers and vouchers into BM Finance OS read-only, and an export that re-materialises your books in Tally format is always one click away. Your accountants keep working exactly as they do today.
The platform auto-pulls statutory data, prepares portal-ready drafts and pre-validates them — but submission always requires explicit human authorization through the maker-checker workflow. AI prepares; a named person files. That boundary is a design principle, not a limitation.
Yes — the Practice Edition runs multiple client holdings from one console with strict per-group data isolation, PBC-list automation, notice workflows and review-and-sign across your team and the client's, with volume pricing from the tenth group.
All data stays in India. The platform supports data-portability exports, verified erasure (database rows and stored documents together), consent records and an immutable audit trail — and holds DPDP Act 2023 obligations as first-class features, not paperwork.
It is designed around one holding company with roughly ten subsidiaries and is architected for fifty entities of headroom. Plans are priced by entity count, from five entities on Group Starter to unlimited on Group Enterprise.
Tally Prime, through its HTTP-XML gateway. The agent installs on the machine that runs Tally — no data leaves your LAN until the agent pushes it, and every push is HMAC-signed and rate-limited.
Day one: install the agent, map entities to Tally companies. Within 24 hours the mirror is live and the compliance calendar is generated. Modules activate in phases — most groups start with GST and the dashboard, then add TDS, payroll and MCA.
Run compliance like an operating function
Walk the seeded product today — a full holding with entities, tasks, reconciliations, notices and an audit room — and see exactly what your group's month-end looks like on BM Finance OS.